USD/CAD1.4181+0.41%EUR/CAD1.5839+0.10%GBP/CAD1.8939-0.08%Gold C$/oz5,740BTC C$105,117+0.13%ETH C$2,921-1.13%TSX36,170+0.00%S&P 5007,521-0.38%Dow52,232-0.30%Nasdaq25,066-0.74%BoC rate2.50%
e2goldCanada · money & markets
Calculators

Financial calculators

These calculators run in your browser and show the result as you type, without sending your numbers anywhere. Each one sits above an article that explains the rules behind the calculation in Canada, such as how mortgage interest compounds or how inflation is measured. The results are estimates for planning, and a lender, the Canada Revenue Agency or your province has the final word. Pick a calculator below or search for the one you need.

Currency and exchange · 8 min Currency Converter: Exchange Rates and Conversion for Canadians Currency converters use live exchange rates to calculate values, but the retail rates from banks include spreads that affect the final... Mortgages and housing · 7 min Mortgage Calculator Canada: Estimate Your Payments and Costs A mortgage calculator estimates monthly payments and closing costs for home buyers in Canada based on loan details and prevailing rules. Tax · 7 min 2026 Canada Income Tax Calculator: Estimate Your Federal and Provincial Taxes A Canadian income tax calculator estimates your total tax bill and after-tax income using current federal and provincial rates,... Personal finance · 5 min Compound Interest Calculator: How Your Savings Grow in Canada A compound interest calculator projects how savings grow when earnings are reinvested, influenced by rate, time, frequency, and contributions. Tax · 5 min Canadian Payroll Calculator: Estimate Your Net Pay A Canadian payroll calculator estimates net take-home pay by deducting income tax, CPP, and EI from gross earnings using current year... Tax · 8 min Salary Calculator for Canada: Take-Home Pay and Tax Estimates for 2026 A Canadian salary calculator estimates your take-home pay by deducting federal and provincial taxes, CPP/QPP, and EI premiums from your... Personal finance · 6 min Car Loan Calculator for Canadian Vehicle Buyers A car loan calculator estimates monthly payments and total interest for vehicle financing in Canada based on price, down payment, rate, and term. Economy and rates · 8 min Canada Inflation Calculator: Measure Purchasing Power Changes The inflation calculator uses Statistics Canada CPI data to show how the purchasing power of the Canadian dollar changes from 1914 onward. Personal finance · 9 min Loan Calculator: Estimate Payments and Costs in Canada A loan calculator estimates payments and costs for common amortized loans, helping Canadians plan borrowing for major expenses. Mortgages and housing · 5 min Mortgage Affordability Calculator for Canadian Home Buyers A mortgage affordability calculator estimates your home buying budget using your income, debts, and down payment while applying Canada's... Personal finance · 7 min Retirement Calculator: How to Plan Your Savings in Canada A retirement calculator estimates your needed savings by factoring in your goals, investments, government benefits, and fees, providing... Tax · 6 min Canadian Tax Return Calculator: Estimate Your Refund or Amount Owing A tax return calculator estimates your refund or balance owing using your income, deductions, and current federal and provincial tax rates. Tax · 7 min Land Transfer Tax Calculator for Canadian Home Buyers Land transfer tax is a major provincial or municipal closing cost for Canadian home buyers, calculated on the purchase price using... Mortgages and housing · 10 min Understanding Amortization and Using an Amortization Calculator in Canada An amortization calculator helps you plan loan repayments by showing your payment schedule and how extra payments reduce interest and... Credit, loans and debt · 6 min Loan Payment Calculator: Estimate Your Monthly Payments in Canada A loan payment calculator is an essential tool for Canadians to estimate monthly payments and understand the full cost of borrowing for... Tax · 9 min HST Calculator for Canadian Provinces and Sales Tax Rates An HST calculator determines sales tax for Canadian purchases using current provincial rates and reverse calculates tax from totals. TFSA, RRSP and registered accounts · 6 min RRSP Calculator: Estimate Your Contribution, Growth, and Tax Refund An RRSP calculator helps estimate your tax refund and retirement savings growth based on your income, contributions, and investment returns. TFSA, RRSP and registered accounts · 8 min TFSA Contribution Limit Calculator for Canadians A TFSA contribution limit calculator helps Canadians estimate their available room by processing their age, residency, contributions,... Currency and exchange · 5 min Historical USD to CAD Exchange Rates in Canada Historical USD to CAD exchange rates, published daily by the Bank of Canada, are vital for Canadians converting US income, investments,... Tax · 8 min Canada Income Tax Chart: Federal and Provincial Rates for 2026 Canada's income tax system uses progressive federal and provincial brackets, with total tax calculated on taxable income after... Mortgages and housing · 8 min Mortgage Renewal Calculator for Canadian Homeowners A mortgage renewal calculator helps Canadian homeowners estimate new payments by modelling different interest rates and terms against... Tax · 7 min Ontario Take-Home Pay Calculator for 2026 Your Ontario take-home pay is calculated by subtracting federal tax, provincial tax, surtaxes, the Health Premium, CPP, CPP2, and EI... Tax · 7 min GST and QST Calculator for Quebec and Canada A GST and QST calculator accurately determines the 14.975% sales tax on Quebec purchases using the current 5% and 9.975% rates applied... Personal finance · 9 min Hourly to Salary Calculator: Convert Wages in Canada An hourly to salary calculator converts between wage types and estimates net take-home pay using Canadian tax rules and deductions. Tax · 9 min Sales Tax Calculator for GST, HST, PST, and QST in Canada A sales tax calculator is an essential tool for determining GST, HST, PST, or QST on purchases in Canada, with rates varying by province... Banking and savings · 8 min Line of Credit Calculator for Canadian Borrowers A line of credit calculator helps Canadians estimate payments and interest costs for flexible borrowing, aiding in debt management and... Personal finance · 8 min Interest Rate Calculator for Loans and Savings in Canada Interest rate calculators help Canadians estimate loan payments, total borrowing costs, and investment growth by modelling key inputs... Personal finance · 7 min Canadian Retirement Income Calculator Guide A Canadian Retirement Income Calculator estimates required savings using personal data, public pension defaults, and assumptions about... Investing · 8 min Investment Growth Calculator for Canadian Investors An investment growth calculator projects future savings by modelling compound interest based on your initial investment, regular... Tax · 9 min Capital Gains Tax Calculator for Canada A capital gains tax calculator helps estimate the tax on investment profits using the 50% inclusion rate and your marginal tax rate. Investing · 12 min GIC Calculator: How to Calculate Your Investment Growth in Canada A GIC calculator estimates the growth of a Guaranteed Investment Certificate based on your deposit, interest rate, term, and chosen... Tax · 11 min HST Reverse Calculator for Canadian Sales Taxes A reverse HST calculator extracts the pre-tax price and tax amount from a Canadian total by dividing by one plus the applicable... Personal finance · 6 min Personal Loan Calculator for Canadian Borrowers A personal loan calculator helps Canadians estimate monthly payments and total interest for amortized loans, aiding in financial... Tax · 8 min Ontario Land Transfer Tax Calculator and Rates for 2026 The Ontario Land Transfer Tax is a marginal provincial tax paid by property buyers, with additional taxes in Toronto and for non-resident buyers. Tax · 7 min Reverse Tax Calculator for Canadian Sales Tax and Income A reverse tax calculator is an essential tool for determining pre-tax prices from receipts and calculating the gross salary needed to... Mortgages and housing · 8 min Mortgage Down Payment Calculator: Minimum Requirements in Canada A mortgage down payment calculator applies Canada's tiered minimum payment rules to a home's purchase price to determine the required... Mortgages and housing · 8 min Mortgage Refinance Calculator: How It Works in Canada A mortgage refinance calculator estimates new payments, costs, and savings when replacing your current mortgage, guided by Canadian... Tax · 8 min Property Transfer Tax Calculator for Canadian Home Buyers Property transfer tax is a significant provincial closing cost for Canadian home buyers, calculated on the purchase price using... Mortgages and housing · 8 min Mortgage Qualification Calculator for Canadian Home Buyers A mortgage qualification calculator applies Canadian lending rules and your financial details to estimate the home price and loan amount... Personal finance · 9 min Loan Amortization Calculator for Canadian Borrowers A loan amortization calculator helps Canadian borrowers understand their repayment schedule, interest costs, and how payment choices... Personal finance · 8 min Car Lease Calculator: Estimate Your Monthly Payments in Canada A car lease calculator helps Canadians estimate monthly payments by processing vehicle price, down payment, interest rate, and lease term. Mortgages and housing · 7 min Home Equity Line of Credit Calculator for Canadians A HELOC calculator estimates borrowing power using Canadian lending rules, where your limit is based on your home's value and existing mortgage. Personal finance · 7 min Loan Repayment Calculator: Estimate Your Payments in Canada A loan repayment calculator estimates periodic payments using loan amount, interest rate, and term, helping Canadians budget for major purchases. Tax · 5 min Salary Change Calculator: Compare Your Take-Home Pay Across Canada A salary change calculator estimates your take-home pay by applying federal and provincial tax rules, helping you compare job offers or... Tax · 8 min Toronto Real Estate Tax Calculator: Property and Land Transfer Taxes Toronto real estate taxes include annual property tax based on MPAC assessed value and a dual land transfer tax paid upon purchase, with... Personal finance · 9 min Debt Payment Calculator: Plan Your Path to Debt-Free in Canada A debt payment calculator projects your path to becoming debt-free by modelling balances, rates, and payments, highlighting strategies... Gold and metals · 9 min Gold Price Calculator for Canadian Sellers and Buyers A gold price calculator estimates value using weight, purity, and live market prices, providing a benchmark for Canadian sellers and... Mortgages and housing · 7 min Mortgage Pre-Approval Calculator: Estimating Your Buying Power in Canada A mortgage pre-approval calculator estimates your borrowing capacity using Canadian debt service ratios, down payment rules, and your... Mortgages and housing · 8 min Reverse Mortgage Calculator for Canadian Homeowners Aged 55+ A reverse mortgage calculator estimates tax-free cash for Canadians 55+ based on age, home value, and location, projecting long-term... Personal finance · 9 min Savings Withdrawal Calculator for Canadian Financial Planning A savings withdrawal calculator projects how long your investment portfolio will last given regular withdrawals, using inputs like... Mortgages and housing · 7 min Commercial Mortgage Calculator Guide for Canadian Businesses A commercial mortgage calculator helps Canadian businesses estimate loan payments for income-producing property, factoring in higher... Mortgages and housing · 9 min Mortgage Closing Cost Calculator for Canadian Home Buyers A closing cost calculator estimates the upfront fees for finalizing a home purchase, helping Canadian buyers budget for expenses like... Mortgages and housing · 9 min Mortgage Payment Calculator in Canada: Estimate Your Monthly Costs A mortgage payment calculator estimates your monthly housing costs based on loan amount, rate, and amortization, while Canadian rules on... Mortgages and housing · 7 min Mortgage Penalty Calculator: How to Calculate Your Costs in Canada A mortgage penalty calculator helps estimate the prepayment charge for breaking a closed mortgage, which depends on your mortgage type,... Mortgages and housing · 9 min Mortgage Repayment Calculator Guide for Canadian Homebuyers A mortgage repayment calculator helps Canadian homebuyers estimate monthly payments and understand how factors like down payment,... TFSA, RRSP and registered accounts · 8 min RRSP Withdrawal Calculator: Estimate Tax Withholding and Actual Tax Owed An RRSP withdrawal calculator estimates mandatory withholding tax and your actual tax bill, helping you plan for potential additional... Tax · 6 min RRSP Withdrawal Tax Calculator for Canadian Residents An RRSP withdrawal triggers a mandatory withholding tax and adds to your taxable income, with the final tax bill determined by your... Business finance · 7 min Business Loan Calculator for Canadian Companies A business loan calculator helps Canadian entrepreneurs estimate monthly payments and total loan costs for informed financial planning... Investing · 7 min How to Calculate Return on Investment (ROI) in Canada Return on Investment is a key percentage calculated by dividing net profit by the initial cost, used to compare the efficiency of...