The RBC Avion Visa Infinite Privilege is a premium travel credit card offering luxury benefits and comprehensive travel insurance. It is designed for Canadian residents with a high personal or household income requirement. The card provides a robust rewards structure for travel purchases and access to exclusive airport and lifestyle perks. Its features cater to frequent travellers seeking convenience and curated experiences.
Eligibility and Financial Requirements
To be considered for the RBC Avion Visa Infinite Privilege card, applicants must meet specific financial thresholds. A minimum personal annual income of $200,000 is required, or alternatively, a minimum household income of $200,000. This income requirement reflects the premium nature of the card and its associated benefits. The card carries an annual fee of $399, which is billed to the account. Applicants should be aware that this premium card can impose higher card acceptance costs on merchants, which is a standard consideration for cards of this tier. The application process involves a standard credit assessment by RBC. It is important for potential applicants to review their financial situation against these criteria before applying.
Earning and Redeeming Avion Points
The RBC Avion Visa Infinite Privilege card offers a straightforward points earning structure. Cardholders earn 1.25 Avion Points for every dollar spent on all qualifying purchases. This earning rate applies universally across spending categories, providing a consistent return. Points can be redeemed for a wide variety of travel expenses without restrictive blackout dates. The fixed-points pricing system allows booking on any airline, any flight, at any time, even during peak seasons. A simple conversion applies for non-flight redemptions such as hotel stays and car rentals, where 100 Avion points are equivalent to $15 in travel value. For flights, points are transferred to the Avion travel platform where their value can vary. A notable redemption enhancement offers double the points value when used for Business and First-Class tickets through specific channels. The welcome offer for new applicants can provide up to 100,000 Avion points, which RBC illustrates as equivalent to up to $2,000 in travel value. This could cover several round-trip flights within Canada or to the adjacent United States, or one longer international round-trip, with taxes and fees extra.
RBC provides specific examples of travel destinations that can be reached with a starting balance of points. These examples give cardholders a tangible sense of the card's travel potential from the outset. The points can be used to book flights and hotel packages to thousands of destinations through the Avion travel platform. Cardholders can also use points for experiences like catching a show, touring sites, and enjoying local cuisine.
- Start travelling with a round trip ticket to London.
- Start travelling with a round trip ticket to Orlando.
- Start travelling with a round trip ticket to Las Vegas.
- Start travelling with a round trip ticket to Vancouver.
- Start travelling with a round trip ticket to Fort Lauderdale.
These sample destinations highlight the flexibility of the Avion points system for both domestic and international travel. The card's partner rewards offer great savings and perks from well-known brands. For example, cardholders can link their cards to instantly save on fuel and earn more points at Petro-Canada. They can also earn Canadian Tire Money at Canadian Tire, Sport Chek, and Mark's. Additionally, adding the card to a DoorDash account provides a free DashPass subscription.
Travel Benefits and Airport Privileges
Cardholders receive a suite of travel-focused benefits designed to enhance the journey from start to finish. A core feature is the Visa Airport Companion program, which provides six complimentary airport lounge visits per membership year. This offers access to a global network of over 1,200 participating airport lounges. For expedited security screening, dedicated VIP fast track lanes are available at select Canadian airports. Furthermore, dedicated premium parking spaces are offered at airports in Montreal, Vancouver, Ottawa, and Toronto City Airport Terminal. The Visa Infinite Hotel Collection provides benefits at over 900 properties worldwide, including potential room upgrades, free breakfast, and free night offers. For booking accommodations, a free Booking.com account can yield up to 8% in Travel Credits for future stays when using the card. Comprehensive travel insurance is included, covering emergency medical situations, trip cancellation, and lost baggage. These combined benefits aim to provide peace of mind and convenience for the frequent traveller.
The airport-specific benefits in Canada are a key differentiator for this card, providing tangible time savings and convenience at major travel hubs. The following airports have confirmed dedicated services for Visa Infinite Privilege cardholders. These benefits are part of the built-in features of the Visa Infinite Privilege tier and do not require separate enrollment. Access is granted by presenting the physical card at the participating airport facilities.
- Montreal airports with dedicated parking and security lanes.
- Vancouver airports with dedicated parking and security lanes.
- Ottawa airports with dedicated parking and security lanes.
- Toronto City Airport Terminal with dedicated parking and security lanes.
Lifestyle and Concierge Services
Beyond travel, the Visa Infinite Privilege platform unlocks curated lifestyle experiences and services. The Visa Infinite Dining Series presents multi-course meals and interactive experiences with top chefs across Canada. Cardholders can also unlock primetime reservations at popular restaurants in select cities through a partnership with OpenTable. Exclusive wine country benefits include curated tours and tasting experiences. Cultural access is provided through sponsorships like the Toronto International Film Festival, offering ticket pre-sales and exclusive lounge access. For sports fans, there is exclusive presale access to National Team home match tickets. A 24/7 complimentary concierge service is available to assist with tasks like travel itineraries, restaurant bookings, and gift finding. Additional global connectivity is offered through discounted or free GigSky data plans for eSIM-compatible devices, including a complimentary plan twice a year. Golf enthusiasts receive automatic Platinum status in the Troon Rewards program, offering savings and access to private clubs.
The Visa Infinite Privilege benefits extend into several distinct program areas, each with its own set of features and partner networks. These programs provide structured opportunities for exclusive access and savings. The benefits are available only to cardholders and represent a key part of the card's value proposition. Enrollment or registration may be required to activate certain programs, and benefits are subject to the specific terms of each offer.
- Visa Infinite Hotel Collection with benefits at over 900 properties.
- Visa Infinite Dining Series with multi-course chef-led meals.
- Visa Infinite Culinary Escape for immersive food culture experiences.
- Visa RSVP Rewards for special status and benefits.
- Access to Relais & Châteaux properties globally.
- Troon Privé club access for golf at a rate of $99 USD per player per round.
Cardholders can enjoy curated experiences across the globe and unlock exclusive offers like boutique stays and standout dining. The Visa Infinite Privilege card is your key to new experiences with a number of unique benefits and special offers from dining events to hotel upgrades. Specific benefits include the Visa Infinite Dining Series with multi-course meals from top chefs. Cardholders also get access to primetime restaurant reservations via OpenTable and exciting wine country benefits.
Partner Offers and Everyday Rewards
The card integrates with several Canadian retail and service partners to provide everyday value. Linking the card to a Petro-Canada account provides a saving of 3 cents per litre on fuel and earns 20% more Petro-Points. When used with a Triangle Rewards card at Canadian Tire, Sport Chek, and Mark's, cardholders earn 3 times the Canadian Tire Money on purchases. A partnership with DoorDash provides a free 12-month DashPass subscription when the card is added to an account. At Rexall, linking cards allows the earner to get 50 Be Well points for every dollar spent on eligible purchases. These partnerships extend the card's utility beyond travel into daily spending categories. The offers are subject to specific terms and conditions that cardholders must activate. These linked benefits provide additional avenues for savings and points accumulation on routine purchases. The card can be managed through the RBC mobile app for bill payments, mobile pay setup, and transaction tracking.
Security and Emergency Services
Visa provides several security and emergency support services for cardholders. The Visa Zero Liability Policy protects against unauthorized transactions on the card, provided the cardholder promptly notifies their financial institution. This policy covers Canada-issued cards but has specific exclusions for certain commercial and anonymous prepaid cards. If the card is lost or stolen, Visa Customer Care Services offers 24-hour emergency assistance. Cardholders can call a dedicated number to report the loss and arrange for an emergency replacement card or cash advance. Representatives can help coordinate a convenient pickup location, often within 24 hours. These services are available globally, providing support no matter where a cardholder is traveling. The security features are a foundational component of the premium card offering, designed to offer peace of mind.
The emergency services are accessible through specific contact channels that cardholders should record separately from the card itself. In a crisis, knowing the correct procedure and number is critical for a swift resolution. Visa Customer Care Services provides 24-hour emergency services to Visa cardholders around the world. A representative will work with you to arrange a convenient location for you to pick up your emergency replacement card or cash advance, or will make arrangements for direct delivery.
- For lost/stolen cards or emergency cash: Call 1-800-847-2911.
- For collect calls from outside Canada/US: Call 1-303-967-1096.
- For 24/7 concierge service: Call 1-855-822-1240.
- Services include emergency card replacement, cash advance arrangement, and concierge assistance.
These numbers connect cardholders to Visa's global customer care network, which operates 24 hours a day, seven days a week. Enjoy peace of mind knowing that if your Visa Infinite Privilege card is lost or stolen, assistance is only a phone call away. Cardholders can call Visa Customer Service for emergency replacement cards or cash advances. A representative will help arrange a convenient pickup location usually within 24 hours.
Common Considerations and Cardholder Responsibilities
Prospective and current cardholders should be aware of several important considerations. The annual fee of $399 is a recurring cost that must be weighed against the value of the benefits received. The minimum income requirement of $200,000 is a strict eligibility criterion. The six complimentary lounge visits are per membership year, not calendar year, and access is granted through enrollment in the Visa Airport Companion program. All insurance coverages, including emergency medical and trip cancellation, are subject to detailed terms and conditions that dictate coverage limits and exclusions. Redemption values for points can vary, with the standard conversion being 100 points for $15 towards non-flight travel, while flight redemptions use a dynamic points chart. Partner offers, such as those with Petro-Canada or DoorDash, require active linking of accounts and are governed by their own separate terms. It is the cardholder's responsibility to monitor their account, report lost cards immediately, and understand the specific rules governing each benefit to fully utilize the card's features. The welcome offer of up to 100,000 Avion points has an application deadline of November 25, 2026, and is subject to its own terms and conditions.
Frequently asked questions
What is the annual fee for the RBC Avion Visa Infinite Privilege card?
The RBC Avion Visa Infinite Privilege card has an annual fee of $399. This fee is charged to the cardholder's account on an annual basis. It is a standard cost associated with maintaining this premium credit card product. The fee helps fund the extensive travel insurance and luxury benefits package.
What is the minimum income needed to qualify for this card?
Applicants must have a minimum personal annual income of $200,000 or a minimum household income of $200,000. This financial threshold is a primary requirement for eligibility. It is set due to the premium nature of the card and its associated credit limit considerations. The income verification is part of the standard application review process.
How many airport lounge visits are included?
The card provides six complimentary airport lounge visits per membership year. This access is granted through the Visa Airport Companion program. The visits can be used at a global network of over 1,200 participating airport lounges. The benefit resets each membership year, which is based on the card's anniversary.
How do you earn and redeem Avion points with this card?
Cardholders earn 1.25 Avion Points for every dollar spent on all qualifying purchases. Points can be redeemed for travel with no blackout dates on any airline. A standard conversion for hotel stays and car rentals is 100 points equals $15 in travel value. There is also an offer for double redemption value on Business and First-Class tickets booked through specific channels.
What travel insurance is included with the card?
The RBC Avion Visa Infinite Privilege card includes comprehensive travel insurance coverage. This coverage provides peace of mind with protections like emergency medical insurance, trip cancellation insurance, and lost baggage insurance. The card is promoted as offering top of the line travel insurance alongside its premium travel perks. All insurance benefits are subject to the specific terms, conditions, and exclusions outlined in the cardholder agreement.
What are some of the lifestyle benefits offered?
The card offers numerous premium lifestyle benefits through the Visa Infinite Privilege program. These include access to the Visa Infinite Hotel Collection for benefits like room upgrades and free breakfasts at over 900 properties. Cardholders can enjoy the Visa Infinite Dining Series with curated multi-course meals and explore wine country benefits with tours and tastings. Additional perks include automatic Platinum status with Troon Rewards for golf savings, a 24/7 complimentary concierge service, and exclusive presale access to events like the Toronto International Film Festival and National Team soccer matches.
Sources and further reading
- RBC Avion Visa Infinite Privilege, Luxury Travel Credit Card rbcroyalbank.com
- Visa Infinite Privilege Credit Card visa.ca
This article explains how things work and is not financial, tax or legal advice. Rules, limits and rates change, so check the current figures with the Canada Revenue Agency, your province or your financial institution before you act.